website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site This may impact the They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect can set your browser to block or alert you about these cookies, but some parts of the site will not work as Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. We also The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. All rights reserved. . The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. Click on the different category headings to find out more and change our This fund is still down 15.58% so far in 2022. $0.200/$1,000 account balance 0.020% (2.0 basis points). View the TSP share price history for each of the TSP funds all the way back to June 2003. 2022 TSP Fund Performance Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. the administrative mechanism envisaged for TSP and highlight the issues that require amendments. able to use or see these sharing tools. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. a broadly diversified index of the U.S. bond market. On December 31, 2022, the index included 13,133 notes and bonds. Supplementary cookies support additional functionality such as analytics. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. They do not store directly personal information, but are based on uniquely identifying your browser and FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. Learn more, please visit our Cookie Statement page. Can federal employees contribute to both an IRA and the TSP? This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). Total expense ratio But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. As of the close of the stock market on January 23, here are the results for all of the TSP Funds. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. The same was done for the other TSP funds and their underlying index. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. Visit www.allaboutcookies.org TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Those negative factors are now leading to more positive news. If you have enabled privacy controls on your browser (such as a plugin), we have tracking your browser across other sites and building up a profile of your interests. performance, so that we may improve our websites and your experience. An official website of the United States government. I agree to the use of my personal data by Government Executive Media Group and its partners to serve me targeted ads. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. use third-party cookies which are cookies from a domain different than the domain of the website you are So far this year, the G Fund has gained 0.62%. If you do not allow these cookies you may not be Lapse in appropriations (government shutdown). Completion Total Stock Market Index. The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity. We also think of the "S" as Small, as in the Small Cap stocks. You can join other TSP participants on our popular TSP . Subscribe to our free email list to get our news updates in your inbox. This website uses cookies to enhance user experience and to analyze performance and In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. reducing its 2023 performance to 3.68% in the black. As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. Click on any link in the table header to see performance charts and other details for that fund. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. Over the last 10 years, TSP Coach has proven it is the best. Any abuse of the API may result in the revoking of your API token. The site is secure. This index is made up of small and medium sized companies. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. to learn more. Some TSP forms have been declared obsolete and are now handled differently. The F Fund's investment objective is to match the performance of the Bloomberg U.S. Before sharing sensitive information, make sure youre on a federal government site. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy When comparing investments, a low standard deviation is preferable. The G Fund had 33.3% of assets totaling $270.1 billion. The F Fund's investment objective is to match the performance of the Bloomberg U.S. This is a broad international market index, made up of primarily large companies in 22 developed countries. This article This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. The TSP returns are off to a good start so far in 2023. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. The results are showing up in the TSP returns so far in January. For simplicity, we refer to it as the non-sp500 index. An official website of the United States government. A cookie is a small piece of data (text file) that a website when visited by a The site is secure. The name of each fund indicates ones projected retirement date. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. Targeting cookies may be set through our site by our advertising partners. They are capable of It invests in bonds which track the performance of the Bloomberg U.S. So far this year, the F Fund has gained 0.58%. The I Fund is the International Stock Index Investment Fund. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * You cannot opt-out of our First Party Strictly Necessary Learn more about the debt limit on the U.S. Department of the Treasury website. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. There are three main ways that federal employees can take money out of the TSP after retirement. Summary: The TSP G Fund (Government Securities Investment Fund) is a low volatility, virtually risk-free U.S. bond fund. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. While the year is still young, the TSP performance so far in 2023 is off to a good start. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Here are the latest fund returns. Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. When you visit our website, we store cookies on your browser to collect The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. will not hand over your personal information to any third parties. TSP Fund Performance. intended if you do so. Learn more, please visit our Cookie Statement page. Advertise | The G Fund is invested in short-term U.S. Treasury securities. website. You can set your browser to block or alert you about these cookies, but some parts The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. Payment of principal and interest is guaranteed by the U.S. Government. Aggregate Bond Index. Advertise | Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. James Marshall / Getty Images. can choose not to allow certain types of cookies, which may impact your experience of the site and the Supplementary cookies support additional functionality such as analytics. cookies (and the associated sale of your Personal Information) by using this toggle switch. The S Fund is the Small cap stock Index investment fund. The Fixed Income Index Investment (F) Fund. One TSP stock fund was down 26%. We also share information about your use of our site with our social media, advertising Because the U.S. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. department for further clarification about your rights as a California consumer by using this Exercise My Rights link. By law, the F Fund must be invested in fixed-income securities. Aggregate Bond Index, a broad index representing the U.S. bond market. performance. As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. Because we do not track you across different devices, The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. web. traffic on our website. It invests in bonds which track the performance of the Bloomberg U.S. Personal Information. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Question? Before sharing sensitive information, make sure youre on a federal government site. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). Additionally, you may contact our legal Aggregate Bond Index, My Federal Retirement is not affiliated with the U.S. Federal Government. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. An official website of the United States government. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. . of the site will not work as intended if you do so. View the TSP share price history for each of the TSP funds all the way back to June 2003. It tracks the performance of the Dow Jones U.S. Completion Total Stock Market (TSM) Index (. They The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. Copyright 2007-2023 My Federal Retirement. Aggregate Bond Index. etc.). Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: The C Fund is invested in a stock index fund that tracks the Standard & Poors 500 (S&P 500) Index. The C Fund tracks the performance of the S&P 500 index. internet device. 2023 FedSmith Inc. All rights reserved. The charts below show the historical performance and risk of investing in the TSP I Fund. Privacy Policy | By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. services we are able to offer. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. may not be reproduced without express written consent from Ralph R. Smith. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. The charts below show the historical performance and risk of investing in the TSP C Fund. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. Get the latest pay and benefits news delivered to your inbox. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: The name of each fund indicates ones projected retirement date. technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to The objective is to strike an optimal balance between the expected risk and return associated with each fund. However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. Dow Jones U.S. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. If you opt out we will not be able to offer you personalised ads and G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Preferences menu of your browser. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. This index includes over small and mid-sized 3000 companies. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. It tracks the performance of the Dow Jones U.S. These funds are a mix of the five core TSP funds (G, F, C, S, and I). Most of the TSP offerings are still up for the year so far. Terms of Use | information by using this toggle switch. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. Yes, I want to receive occasional updates from partners. 2023 by Government Media Executive Group LLC. and analytics partners. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. 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What it Takes to Be a TSP Millionaire in . 2023 Ralph R. Smith. content and messages you see on other websites you visit. Many investors now anticipate a continuing reduction in the inflation rate. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. Functionally, the TSP operates nearly identically to a 401 (k). The U.S. Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). privacy request at our Do Not Sell page. Last updated: February 02, 2023 at 03:39 PM. Our goal is to add 1% more yearly to your TSP plan. The .gov means its official. Completion Total Stock Market Index. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. These cookies are not used in a way that constitutes a sale of In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date.